I don't think so...especially when it comes to hospital stays, medical bills, paying off student debt or paying off a mortgage on a house you purchased just so you don't have to pay an atrocious $4K per month renting which is just a lousy investment in my opinion - have you researched the prices of retirement homes or assisted living facilities? The prices are atrocious - the only way to get a room in there without burdening family in old age is - you guessed it - money and lots of it