I come from a culture that used to place great emphasis on saving money - and spending it on building houses and kids education

Other expenditures were for weddings etc but splurging like on expensive vacations etc was unheard of unless you were that rich

Fast forward today, ppl seem to be spending faster than they earn and the mantra of live for the moment is quite baffling - who's going to pay the medical bills or old age care if there's nothing in the bank? That would certainly impact mental health...

Just some things I think about...